Low-cost point-of-sale payment processing, designed for the small-business owner

Retail Merchant Processing
Whether you are currently accepting electronic payments and looking for a lower-cost solution, or interested in accepting credit, PIN/signature debit, or gift and loyalty cards as a convenience to your customers, you can find the right solution for your needs with The Small Business Authority.
The Small Business Authority’s Merchant Processing solution offers:
- Highly competitive rates and fees.
- Affordable equipment and supplies.
- Secure processing of all transactions—PCI/SAS 70 compliant.
- The ability to track credit card and debit card sales with reports available directly from the terminal.
- Extensive internet reporting tool provides transaction data at your fingertips.
PIN/signature debit card benefits include:
- A lower risk to your business—the customer must have funds available for the transaction to authorize.
- Quick deposits of funds into your account, usually within 48 hours of the transaction.
- One convenient statement for both credit card and debit card activity.
Gain exposure and build customer loyalty with Gift Cards. Advantages include:
- More recognition and exposure in the marketplace.
- Convenience for customers to hold in their wallets.
- Increase of return visits because no cash back is provided to customers. Instead, any value remaining after partial redemption stays on the card.
- Real-time data capture virtually eliminates the losses associated with paper gift certificates and costly tracking and accounting.
Don’t forget to ask about our JumpStart Gift Card and Loyalty Card programs. Benefits include:
- Enables you to start your own gift card program without any up-front cost.
- 100 free gift cards and merchandising materials.
- Your own rewards program, which gives you the ability to assign a point value toward purchases and which customers can later redeem.





